Why Travel Insurance Matters for Retreat Travel

"You buy it and hope you don't need it." -Lisa Owens

Like all insurance, travel insurance exists for the unexpected.

Table of Contents:

-A note from experience

-Credit card coverage isn't adequate

-Suggestions of companies to click and purchase travel insurance, no affiliation to me.

I could share countless stories of travel plans going sideways — some dramatic, some inconvenient, some genuinely life-altering. But the details aren’t the point. What matters is this: once travel is booked, many things are simply out of anyone’s control.

That’s why travel insurance is strongly recommended.

A note from experience

I’ve worked in global travel and wellness tourism since 2005. Over the years, travel insurance has come up again and again — not because it’s exciting, but because it’s necessary.

Travel businesses, retreat organizers, and venues cannot be financially responsible for cancellations or disruptions they did not directly cause. This is standard across the travel industry.

For that reason, travel insurance exists to help protect your

financial investment if plans change unexpectedly. If you purchased a flight with cancelation protection, this does not include other aspects of your travel plans. but you can include your flight investment in your travel insurance coverage.

Why relying on credit card coverage often isn’t enough

Many travelers assume their credit card provides adequate travel protection. In reality, credit card coverage is often limited and may not offer the scope of support people expect — especially for international travel.

Travel insurance policies vary, but may help address situations related to:

• Trip cancellation or interruption

• Medical needs while traveling

• Emergency care or evacuation abroad

• Travel delays or missed connections

• Lost or delayed luggage

Coverage details differ by provider and plan, so it’s important to review options carefully.

Companies many travelers use to explore coverage

Clicking to purchase your travel insurance is easy but Emerging Lotus LLC doe not sell travel insurance nor include it within your retreat registration.

The companies below are shared as general reference points many travelers use to explore coverage options:

• World Nomads, click on your home country

  → Get a quote

• Allianz Travel Insurance

  → Get a quote

Reviewing policy details and selecting coverage only takes a couple of minutes, then guided to purchase. Often the insurance is less than a person anticipates.

A simple bottom line

Travel insurance is not exciting. It’s an inconvenience. And ideally, you’ll never need it.

But having it in place allows you to travel — and attend a retreat — with far greater ease and peace of mind.

Because it's life...

Expect the unexpected.